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Thursday, January 1, 2009

new year 2009: some financial tips to live a better life














WISH ALL U BLOGGERS, VISITORS AND WEBMASTERS….A VERY, VERY HAPPY, PROSPEROUS NEW YEAR!!!

MAY UR SORROW LEAVE U FOREVER IN THE YEAR, ALL UR FRUSTRATIONS GO AWAY….JUST FEEL GOOD, CHEER UP AND RELAX AT THIS MOMENT!!

And, at this moment, for all u people, I have my set of ‘FINANCE’ kind of wishes too:

•May all u people go through a stable, non-fluctuating and dependable financial condition throughout the entire year.

.• May all u guys start this year with a good “financial” run
TIP: All u can culminate this wish into reality in any field of service or business, like:
1) Start with a new business venture….u can shift from ur previous business to a new kind of business in order to get a new, fresh go. Think on a new product ( but ON HIGH DEMAND) or consider a new service (really SOUGHT AFTER ) ; try to generate demand and recognition for ur service and locate ur target consumers. Come up with a new , useful concept to spread ur business and redesign the ways for effective promotion of ur brand. Gain feed backs from continuous customer interaction, customize ur product and try to optimize ur business.

2) Standing on the threshold of another new year, if u get an opportunity of a high paying job, which at the same time offers job Stability, do not let it go…..just go grab it. Shift to that better one leaving ur last year’s job . There are 3 most essential ‘S’ factors a serviceman/woman must not overlook or ignore for choosing a job: Salary, security and satisfaction in that job. Act accordingly and give ur service career the desired U-turn.

3) U can generate a good profit just at the beginning of this year by useful, timely and systematic investment of ur money in specific, profitable investment fields. May be u faced some loss after investment in last year…..now that u have learned a lot about investment market from those bad investments, of course u have to be a little choosy about picking up right money investment sectors to stop ur hard-earned money from flowing out. Make sure u do not end up stumbling upon ‘infertile’ investment sectors. Just be more wise to make the right move….and take home the fruit.

• May u all start this year with a debt-free life, or at least may ur debt burden get reduced to a nominal amount. Try to increase ur monthly earning right from the beginning of this year, and try to bring an equilibrium between ur monthly expense budget and ur loan repayment loads according to ur financial condition. Take care of ur gross income per month so that ur DEBT-INCOME RATIO comes to a satisfactory, value and u can successfully pay off ur all unpaid loans. If ur debt burden is still too much, plz find out a good, famous debt consolidation service provider for tension-free settlement of ur debt . If u r unable to evaluate ur financial condition and determine and ur maximum capacity of debt repayment, u can anytime seek help of any debt settlement consultant/advisor to guide u throughout the debt management planning for u and help u get rid of ur loans.

• Try and build up an impressive credit profile….good credit history is really useful for increasing ur chances of getting good fresh loans. Take care of ur credit score and credit report. Good credit report has a great impact on ur reliability to the lenders, and it goes beyond saying that it is ur ‘creditworthiness’ that can get u more loans in future.

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