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Friday, February 12, 2010


A sub-category of finance is personal finance which depends on financial planning.There are some steps of personal finance:

*Asset means property which included home,car,stock,bank balance etc.It depends personal income and expenses.

*Financial Plan is most important for now a days.It help us to reduces our expanses and increases our profit or income.

*Investment is one of the part of Personal finance.Now a days people invested on business,stock market etc.

*Retirement Planning is another important area of Personal finance.It means how much a man get asset or money after retire.

*Tax Planning is one other features of personal finance. Managing taxes is not a question of if you will pay taxes, but when and how much.Now Government gives many policy of tax deductions and credits, which can be used to reduce the lifetime tax burden.


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