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I am sharing some details regarding the types of group health insurance policies here…may be these can boost your knowledge about these, which can help you to understand your options.
What is Managed Care?
Whatever the plan outline is, one concept is very essentially associated with any kind of health plans in USA…..in fact, the concept has a specific term. It is called: "managed care" Yaa, may be you know this, coz its quite talked about in here. This concept is used for reducing the expense of the Insurance company on the insurance plan…by affecting the total quantity of health care you are using. This program is associated with almost all insurance plans. Actually, it’s a means to cut down on the costs of insurers.
There are several health insurance plans. They mainly fall under the following 3 categories:
Fee-for-Service Plans:
This is the traditional, old health care programs type. All the conventional kinds of health insurance policies come under this type.
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All those Health maintenance organizations are also available insurance plans for people. The HMOs actually happen to be prepaid health policies.
Point-of-Service Plans (POS):
There are several Health maintenance organizations, who now offer people an indemnity-type insurance option. These types of health plans are normally knows as Point-of-Service Plans…generally called as POS plan.
Preferred Provider Organizations (PPOs):
Preferred provider organization are another type of insurance organizations, who offer health plans. Generally, the insurance plans offered by them come as a combination of “conventional fee-for-service” and an “HMO”. In short these combined plans are called PPOs
1 comments:
Wow. Thank you so much for explaining all the available health insurance plans. This post has helped me a lot in knowing about all the plans and the one that perfectly matches my needs.
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